Author: zapierzzz

Hi, I’m Nathan Glass, founder of Glass Insurance Agency. If you clicked the link because you’re curious about the business income worksheet, I applaud you. So few business owners and CFOs for that matter, even know what a business income worksheet is. What’s more, is insurance agents oftentimes fail to ask this of their clients despite the fact that property insurance carriers require it in California.
Now with the rise of natural disasters, especially wildfires, I would think that most business owners, executives and their insurance agents would want to make sure that this aspect is buttoned up, so that should the worst happen, you know exactly what to expect from a business income point of view over the next year.
Now, if you’re looking at it for the first time, it can be a little daunting. But the process is fairly easy, so don’t worry about it. If you have any other questions, feel free to reach out to us. We’d be happy to make ourselves available and walk you through the process. We’ve done so for countless other clients in many other businesses.
Now if you’ve already completed a business income worksheet, congratulations. Don’t forget to update it annually. That doesn’t mean that Glass Insurance Agency can’t provide value to you and your business. We specialize in reducing your total cost of risk. Once you experience our comprehensive planning and team-based model approach, you’ll be amazed at the difference. I encourage you to reach out to us. Give us a call, send us an email, or schedule an appointment. I look forward to speaking to you soon.

Call Glass Insurance Agency in Livermore CA at (925) 443-1050

If you downloaded our client service matrix because you’re a little bit interested in what we bring to the table that you’re not already experiencing, I understand your curiosity. The fact of the matter is, most companies in California only see their agent once a year at renewal, twice if they’re lucky. The issue is, agents are focused on selling a product, not solving your problems. At Glass Insurance, we provide a comprehensive planning and team-based model approach, which allows us to reduce your total cost of risk, as opposed to simply sell an insurance.

Let’s think about it for a second. If you have a bad workers’ compensation claims history, your experience modification factor goes up. That means that your rates go up and your agent actually gets a raise based on your poor performance. How is this fair to you and your company? That’s why we focus on total cost of risk, which allows us to utilize creative solutions and create pricing efficiencies for you and your insurance products and help you drop costs you didn’t even realize were there.

Now, if you’re one of those people that only sees your agent once a year and your premiums continue to go up and up and up, please reach out to us today. Send us an email, give us a call or schedule an appointment. We’ll be happy to set aside the time to help you see the difference between what you’re currently experiencing and transparency you can trust.

Call Glass Insurance Agency in Livermore CA at (925) 443-1050

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Hi, I’m Nathan Glass, founder of Glass Insurance Agency. If your agent has never walked you through the audit preparation process, I’m not surprised. Most haven’t. And let’s face it, why would an agent want to help you minimize your insurance premium when they’re the ones that get a raise when that cost goes up? Well, at Glass Insurance Agency, we do things differently. That’s why we labeled our service platform the team-based model. When you read our ebook, you’ll see that the audit preparation process doesn’t start a month or two months after your policy expires. In fact, it starts before your policy even begins. That’s when we make sure that you’re set up properly from the get-go. If you’re not utilizing real-time billing, you need to make sure you’re making midterm adjustments, because if your sales go through the roof, you’re going to be writing a large check at the end of that policy period that you weren’t expecting, and probably didn’t account for. Audit should never be a secret. We know the rates when the policy is written. That’s why, for our clients, we provide them a spreadsheet with their individual rate per thousand of sales for rate per a hundred of payroll, so that as their business grows and they create financial efficiencies, they know exactly what their insurance costs is going to be in real-time. This is just one of the many tools that we provide, because we’re not focused on selling your product. We’re here to help solve a problem. If you would like to speak to one of our advisors today, reach out via email, phone, or schedule an appointment, and we’d be happy to set aside the time to help. If your not receiving the advice you know you should be, please, reach out so we can help you experience transparency you can trust.

 

Call Glass Insurance Agency in Livermore CA at (925) 443-1050

Hi, I’m Nathan Glass, founder of Glass Insurance Agency. Thank you for your interest in the statement of values template. If you haven’t heard of a statement of value before, don’t worry, you’re not alone. Despite California being one of the highest property loss leaders in the entire country, many companies have not gone through this process. What’s more is most insurance companies actually require this to be on file. So if you’re looking at the statement of value for the first time, it can be a little bit daunting, but don’t let that deter you. Actually, the process is fairly easy and even easier to maintain on an annual basis. If you have questions along the way, please reach out to us. We’ll be happy to make ourselves available so that you can complete it correctly.
Now if you’ve already completed your statement of values, thank you for your interest in Glass Insurance. We specialize in helping companies reduce their total cost of risk. We do this through our comprehensive planning and with our unique team-based model approach can even help your company grow. If you’d like to explore how Glass Insurance Agency can help your company, please reach out to us. Give us a call, send us an email, or even schedule an appointment. We look forward to speaking to you soon.

Call Glass Insurance Agency in Livermore CA at (925) 443-1050

Have you downloaded Chubb’s private company survey because you’re just a little bit interested in what exposures you face as a director, officer or business owner? I don’t blame you. The fact of the matter is every business in California faces these risks. But many agents fail to talk to their clients about them. Unfortunately, most don’t fully comprehend what’s at stake, or even how to properly protect you. Frankly, your personal assets could be on the line depending on your role in the organization.
Now, we chose this survey in particular because it comes to you from the leading insurer and management risk and liability insurance in the nation. Chubb does a fantastic job of soliciting business owners for their experience, walking you through claim scenarios, and even breaking it down so you understand exactly what your exposure is and how to mitigate it.
Now, if you haven’t gone through the process of protecting yourself, please read this survey. Should you have any questions, feel free to reach out to us via email, phone, or even schedule an appointment. We’d be happy to set aside the time to answer your questions, discuss your exposures, and maybe even how we can help. Maybe you’re one of the few that has gone through this process and covered the additional risks that you have as an executive. If that’s you, give yourself a pat on the back. That doesn’t mean that we can’t provide value to you and your company. At Glass Insurance agency, we focus on reducing your total cost of risk. Once you experience our comprehensive planning and unique team-based model approach, you’ll be amazed at the difference. We look forward to speaking to you soon.

Call Glass Insurance Agency in Livermore CA at (925) 443-1050

Hi, Nathan Glass here, and I wanted to reach out to you today to talk to you about our Community Cause for this quarter. If you’re not familiar with our Community Cause Initiative, it’s our way of giving back to our community. Each quarter, we select a different nonprofit or family in need to support. Now, we’re not asking you to make personal donations, although feel free if you like. What we do is for each recommendation you send to our agency, we donate $10 on your behalf to our Community Cause of that quarter. Now through March 31st, we’re supporting Open Heart Kitchen right here in the Tri-Valley. Open Heart Kitchen provides free nutritious meals to those that are going hungry. So far, they’ve donated over 300,000 meals right here in the Bay Area. Now, if you’d like to learn more about Open Heart Kitchen or would like to send us your recommendations, please visit us at glassinsagency.com/community. Thanks so much and take care.

Call Glass Insurance Agency in Livermore CA at (925) 443-1050

Can you guess 5 main reasons we see families needlessly suffer financial devastation? Watch and find out!

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Hi, Nathan Glass here and whether you’re a new business owner watching this or an experienced business owner that just hasn’t purchased business insurance yet and you’re wondering why buy business insurance, you’ve come to the right place.
Now, there are many different reasons to buy business insurance, but we’re going to focus on three today. Number three is sometimes, you’re just required to, whether or not it’s by the government, a landlord, a vendor, a contractor. Sometimes, in order to carry out your business, you’re required to have business insurance. Number two is you want to protect yourself and your business against the unexpected, natural disasters, lawsuits, [inaudible 00:00:39] by your business. All of these things can have a devastating impact on your business if you don’t protect against them. But the number one reason for me to buy business insurance is that you invest so much of your time, your energy into your business and it’s there to support you and your family. And so protecting that asset, that investment, is really the reason that you want to buy business insurance, at the end of the day.
Now, if you need help navigating through that process, please reach out to us. You can find more about us at our website glassinsagency.com.
Take care.

Call Glass Insurance Agency in Livermore CA at (925) 443-1050

I’m Nathan, owner of Glass Insurance Agency. And the question I wanted to answer for you today is, what is business interruption insurance? Fundamentally, it replaces lost revenue as a result of a cover claim. Sounds easy enough, right? Now, unfortunately, it’s this level of simplicity that causes so many businesses, and even insurance professionals to ignore this extremely important coverage. And it’s so important because this coverage can make the difference whether or not your business survives, or not after a cover claim.
So, how do you determine appropriate coverage? The first thing you need to do is identify the possible risks that could cause your business to shut down, such as fire, wind damage, water damage, what have you. Once you’ve generated this list, the next thing to do is identify your response. How would you get your business up and running as soon as possible after that event? Once you’ve identified and formulated your response, the last piece of the puzzle is to figure out how much additional costs would you incur to get your business back up and running? And the reason for that is not only can we replace lost revenue, but we can also help reimburse those additional expenses which could, at the end of the day, be tens of thousands of dollars. So, if you’d like help walking through this process, or you’d just like to learn more about our agency, go to our website, glassinsagency.com. Take care.

Call Glass Insurance Agency in Livermore CA at (925) 443-1050

Finding the best service providers in town can be frustrating. That no longer needs to be the case, because Glass Insurance Agency has a listing of other local businesses that have been highly recommended by our valued customers!

Call Glass Insurance Agency in Livermore CA at (925) 443-1050