Worker’s Compensation

Worker’s compensation is a benefit that many businesses must carry for their employees. It’s not something that employees have to sign up for. All employees are eligible to receive it. Employees are defined as part-time and full-time personnel who are not contractors.

See all policies





Who Worker’s Compensation Is For

This benefit is for employees of businesses that have more than a few employees. It provides monetary relief to workers who have been hurt on the job. The fault does not matter in a worker’s compensation case. All that matters is that the worker receives a legitimate injury and has seen a medical specialist who put him or her out of work. The benefit pays a portion of the employee’s regular wages until that person returns to his or her job position.

How Worker’s Compensation Works

A newly injured employee must report his or her injury the moment it happens. The individual must report it to the supervisor and seek medical attention immediately. The person must file a claim with the insurance provider to collect worker’s compensation. That person must also produce medical documentation regarding the injury, treatment plan and time away from work. In many cases, the medical professional will put the injured worker out of work for a specific time. In other cases, the medical professional might place the worker on light duty. Those who are eligible for worker’s compensation will receive their checks shortly after the insurance company approves the claim.

Different Types of Worker’s Compensation

There is only one type of fo worker’s compensation, but the benefits, rates, qualifications, and application processes might vary from state to state.

The Benefits of Worker’s Compensation

Worker’s compensation benefits the employees by providing them with income when they are unable to earn it. The policy also covers their medical treatment so that they can get the care they need to get back to work in a timely manner. Another benefit that a worker’s compensation policy offers is that it covers medication and therapeutic equipment that the person might have to use.

Overall, worker’s compensation is an excellent policy to have in place. It gives workers peace of mind so that they will know they’re protected should they suffer an injury.

Get a free estimate on this policy

(925) 443-1050

1494 N. Vasco Rd. | Livermore, CA 94551